OWN OCCUPATION DISABILITY INSURANCE
Guardian, Standard, Principal, Mass Mutual, Ohio National, Ameritas, Assurity, Illinois Mutual, Lloyd's of London, Fidelity Security, and more.
TERM LIFE INSURANCE
Banner, Cincinnati Life, Prudential, SBLI, Principal, Pacific Life, Ohio National, Symetra, Metlife, William Penn, American General, North American, and more.
WE WORK WITH ALL COMPANIES FOR TERM LIFE AND DISABILITY. UNISEX DISCOUNTS FOR FEMALES.
DISCOUNTS FOR RESIDENTS AND FELLOWS.
High quality disability insurance for all medical and dental specialties. Offering discounts for most institutions and schools. Quick quotes. Apply online. No nonsense.
TERM LIFE INSURANCE
Offering term life insurance from A rated or better companies in all 50 states. We work to find clients that absolute lowest possible premium. Instant life insurance quotes. Apply Online. Never selling Whole Life.
MEET OUR STAFF
Joe Capone and Rick Warren are the lead insurance agents. Get to know Rick and Joe.
ChFC ®, LUTCF
Insurance Agent, Co-Owner
Joe has been an insurance agent for over 10 years. Licensed in all 50 states. Combining his web developer background with running an online insurance
brokerage, Joe has become one of the top term life and disability insurance for physicians and dentists agents in the nation.
for Physicians and Dentists
OmniMed Financial and Insurance
81 Tilden Rd
Marshfield, MA 02050
Joe and Rick at Omnimed Insurance were wonderful to work with; they worked very hard to find a policy that was cost effective and tailored to fit my specific needs. After each interaction with them and throughout the process of looking at all the different policies out there, I always had a feeling that we were "leaving no stone unturned" and truly looking at everything available. They answered all the questions that I had and were completely transparent and honest throughout the entire process. You will not find a more thorough, ethical group of professionals to work with. I have recommended them to many colleagues and will continue to do so.
Joe and Rick did an excellent job exploring my needs and then finding policies that matched well, and then they were able to get me a great deal on well-matched policies for disability income protection and life insurance. I was impressed by their prompt attention to my questions, their generous availability by convenient means of communication (email, text, phone), and their expertise in the available policies and insurance companies. With the level of service provided by these guys, there really is no need to have an agent who is geographically close to where you live.
Hello I'd like to share my positive and easy experience that I had working with the team at Insuring Income. I was referred to them by a friend and the communication from Insuring Income was pleasant, reassuring, helpful, professional and most of all easy. I never felt pressure nor was I bombarded with emails. The team was there to support me and walk me through any questions or concerns I had. Including the arrangement of the medical testing which was also done at my convenience and with ease and professionally. I'm a busy Wife, Mom and Employed person who didn't have much time like most folks yet the team at Insuring Income made everything I needed to do with great ease and they answered all my concerns and questions with the information needed and in a manner that let me know they were truly happy to help me and make things easy and comfortable for me. I am truly appreciative of the help from Insuring Income, and how I was supported and felt comfortable during the entire process; they helped me get the necessary coverage without causing me any additional stress or worry and I was delighted with the outcome. Insuring Income followed up with me right up until the end to ensure my satisfaction. I couldn't be more pleased with my decision to work with them!
These guys were fantastic every step along the way! They always kept in close contact with me throughout the process of acquiring life insurance and made a complicated process very simple. I would wholeheartedly recommend Insuring Income!
This is THE person you want to go to for all your insurance needs!! Believe me he will beat the best offer you have on hand from others!! I got an incredible deal from a reputed company for a 20 year term life policy. I got at least a 20% better rate than my previous best rate I got from 'trusted' sources. I am going for every insurance need I will ever have with Joe and Rick. I very strongly recommend them for all your insurance needs. Trust me you won't be disappointed. It was great working with them. And NO I am not paid, nor am I his relative or friend to write this recommendation.
As I started 2014, I was concerned I was under insured with my term life policy. What I didn't also realize was the disability policy I had lacked the riders necessary to get me through a partial disability, or to last me for decades in the case of full disability. Joe and Rick were able to get me better covered with my life insurance, and construct a "ladder" to give me appropriate coverage, while saving me money over my old term policy by offering more carriers. Further, they corrected my disability policy adding the necessary riders and again lowering my costs by moving me to a different carrier. I feel confident now that my family and I will be covered through whatever life brings. Thank you Joe and Rick!
Joe, Rick, and the staff (especially Sandy!) were great to work with while setting up with life insurance and long-term disability. They were helpful in answering any questions I had and providing info regarding policies. Also, I never felt like I was being pushed in a certain direction or sold something that I didn't need, which is so prevalent with life insurance. Thank you for your help!