OmniMed Financial and Insurance Online Privacy Statement. OmniMed Financial and Insurance may also be referred as “OmniMed”, or “Agency”. The Online Privacy Statement and Online Terms and Conditions for Use are limited to those applicable sites for which the agency has primary supervisory responsibilities, including its related DBAs, its Landing Pages, and Calendar Booking sites. For the purposes of these, the following is our Online Privacy Statement. OmniMed Financial and Insurance understands that you care about how we collect, use, and share information when you interact with our websites, online services, and applications (our “Sites”). We value the trust you place in us. This Online Privacy Statement (the “Privacy Statement” or the “Statement” or the “OPS”) explains: • the types of information we collect about you through our websites, online services and mobile applications (our “Sites”) as well as from third party sources on and offline; • how we use and protect that information; • the types of information we may share with others and under what circumstances; and • the choices you have regarding our collection, use, and sharing practices.
Important Disclosures below: All investments contain risk and may lose value. Diversification does not guarantee profit or protect against market loss. Investors should consider the investment objectives, risks, charges and expenses of mutual funds carefully before investing. This and other information are contained in the fund’s prospectus, which may be obtained from your investment professional. Please read it before you invest or send money. Investments in mutual funds are subject to risk, including possible loss of the principal amount invested. PAS is an indirect, wholly owned subsidiary of Guardian and a member FINRA, SIPC Mutual Funds Disclosure for PAS Introduction This Online Privacy Statement applies to your use of any of OmniMed Financial and Insurance, The Guardian Life Insurance Company of America’s (“Guardian”) online interfaces (e.g., websites, applications, or online services) and any Guardian U.S. affiliate or subsidiary online interface that links to them, (collectively, the “Sites”), including any content, functionality, and services offered on or through the Sites, regardless of how you access the Sites. The term “Guardian” includes its parents, subsidiaries, affiliates, predecessors, successors, and assigns. When used in these Terms, “we” and “our” mean Guardian and “you” and “your” refer to any individual, company, or legal entity that accesses or otherwise uses the Sites. Words importing the singular number include the plural and vice versa. We reserve the right to modify or amend these Terms from time to time with or without prior notice. Your accessing and continued use of our Sites following the posting of changes to these Terms will mean you accept those changes. You should review these Terms from time to time to be aware of any changes that are made. These Terms constitute a binding agreement between you and Guardian. If you do not agree to these Terms and Online Policy Statement, please do not use the Sites. When This Privacy Statement Applies This Privacy Statement applies to any Site that links to it, as well as the information we collect when you interact with us through social media or other websites and online services, as well as to information that we collect offline but combine with information collected on our Sites. It does not apply to non-OmniMed related websites and mobile applications that may link to or be linked from our Sites. Please review the privacy policies on those websites and applications directly to understand their privacy practices.
How We Use Information We Collect From or About You We may use information you give us or information we collect about you to:
• Communicate with you, including to respond to your inquiries and fulfill your requests;
• Provide, maintain, personalize, optimize, and improve our Sites, including research and analytics regarding use of our Sites, social media platforms and third party services, or to remember you when you leave and return to our Sites;
• Provide and improve our products and services, including to provide you with online financial or health-related tools, to process any transactions you request, or to authenticate your identity;
• Deliver advertising, including interest-based advertising on our Sites and other websites and applications; and
• Detect, investigate, and prevent activities that may violate our policies or be fraudulent or illegal.
For more information about how to change these settings go to:
Android: http://www.google.com/polic ies/technologies/ads/
How We Share Information About You We may share your information:
• With companies who work on our behalf to help us provide and support our Sites and our products and services. We require these service providers to treat all information we provide as confidential and to use it only for providing the services for which they have been engaged.
• Within OmniMed Financial and Insurance and Guardian family of affiliate companies to provide you products and services, as well to send you information about other products and services we think you may be interested in.
• With OmniMed Financial and Insurance and Guardian agents or financial advisors that sell and manage Guardian and other approved products so that they may communicate with you about our products and services, as well as to deliver marketing communications, including emails, newsletters, offers tailored to you, and other materials that they believe may be of interest to you.
We may change our ownership or corporate organization. We may transfer to another entity or its affiliates or service providers some or all of the information we hold about you in connection with, or during negotiations of, any merger, acquisition, sale of assets or any line of business, change in ownership control, or financing transaction. We cannot promise that an acquiring party or the merged entity will have the same privacy practices or treat your information the same as described in the Privacy Statement. We may use or disclose information about you if required to do so by law or on the good-faith believe that such sharing is necessary to (a) conform to applicable law or comply with legal process served on us or our Sites; (b) protect and defend our rights or property, our Sites, or our users; or (c) act to protect the personal safety of our employees and agents, other users of our Sites, or members of the public.
Updating Your Information If you have an account with us, you can update your information or adjust your contact and marketing preferences by logging in to your online account. You may also contact your account representative or financial advisor to update information related to the accounts they manage.
Other Important Information Aggregation Websites: Other companies offer websites and services that allow you to consolidate account information from multiple sources. To do this, those companies might ask you for your Guardian or affiliated company or other related account credentials. OmniMed Financial and Insurance, Guardian, Guardian affiliates and its subsidiaries are not responsible for your use of such websites and services. If you provide account credentials or other details about your accounts to such website or services, OmniMed Financial and Insurance, Guardian affiliates, and its subsidiaries will consider that you have authorized the website or service to access your Guardian, Guardian affiliated, and its subsidiary’s account information. If you decide to revoke the authority you have given to an aggregation website or service, we strongly recommend that you change your password for the Sites to ensure that your accounts are inaccessible to the aggregation website or service. Users Outside of the United States: If you use our Sites outside of the United States, you understand and consent to the transfer of information about you, and the collection, processing, and storage of information about you, in the United States and elsewhere. The laws in the U.S. and these countries regarding personal information may be different than the laws of your state or country. For Questions, or to Report a Problem For questions about our privacy practices, contact us via email