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The doctors that we meet commonly wonder how they should budget their money when they sign a contract and start a new job. We also hear residents talking about what they should do with student loans, disability insurance, and other things. Should I wait? Should I do it now? If you would like some insight, please feel free to take us up on the offer to help. We know that physicians value quality resources. This report is meant to help to answer some questions that physicians have. Enjoy!