Disability Insurance – Real Life Claims and Policy Features

The real life claims stories below help to showcase the importance of having a strong income protection plan.  The videos give a breakdown of how an actual claim was paid to the insured.  This will help you to understand policy provisions such as residual, cost of living increases, an own-occupation definition of total disability, recovery, etc.

Please feel free to contact us if you have any questions or if you would like further clarification of how a quality individual disability insurance policy works.

Carol’s Story – Anesthesiologist (click to open pdf of claim story in separate window)

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Rebecca’s Story – Dermatologist

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Lindsay’s Story – Dentist

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Richard’s Story – Dermatologist

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Nailah’s Story – Family Medicine Physician

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Henry’s Story – Neurosurgeon

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Helen’s Story – Veterinarian

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