The Living Balance Sheet ® Brochure

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Registered Representative, a Financial Advisor of Park Avenue Securities LLC (PAS) and a Financial Representative of The Guardian Life Insurance Company of America, New York, NY. Securities products/services and advisory services offered through PAS, a registered broker-dealer and investment advisor. PAS is an indirect wholly owned subsidiary of Guardian. OmniMed Financial & Insurance is not an affiliate or subsidiary of PAS or Guardian. Life/Disability/Long Term Care insurance offered through The Bulfinch Group Insurance Agency Inc., an affiliate of The Bulfinch Group, Inc. Neither Guardian, nor its subsidiaries, agents or employees provide tax or legal advice. You should consult your tax or legal advisor regarding your individual situation. Park Avenue Securities is a member of FINRA and SIPC. The information on this site is intended for the residents of MA. Guardian does not offer medical malpractice insurance, home, auto, or any other line of property and casualty insurance. OmniMed is affiliated with Crosbie Macdonald Insurance Agency to provide property and casualty services. Guardian and PAS are not affiliated with Adventures In Medicine and do not approve or disapprove of the content that is found at their website. The Living Balance Sheet and the Living Balance Sheet Logo are registered service marks of The Guardian Life Insurance Company of America (Guardian), New York, NY. The graphics and text used herein are the exclusive property of Guardian and protected under U.S. and International copyright laws. © Copyright 2006-2013, The Guardian Life Insurance Company of America