“Don’t worry about it. We can always get another one.” (Or maybe not…) We live in an increasingly disposable consumer culture. Many products, from razors to writing instruments, are designed to be used and thrown out – refills and maintenance are too much of a hassle. If something breaks, it’s often cheaper to buy a [...]
Discounted Disability Insurance For Residents/Fellows
Guardian Life will allow residents/fellows to purchase disability insurance with a 10% discount. This will not have an impact on the existing benefit program. There will be no cost or obligation to the hospital. Sample letters for implementing discount program Sample quote for emergency medicine resident Sample letter sent to [...]
25 Money Mistakes (in no particular order)
Procrastinating about financial decisions. Having goals that are too general, undefined, or unrealistic. Not having a plan, or having one that won’t work. Ignoring the effect of taxes in your plan. Going uninsured against death, disability, and liability. Ignoring cost of living inflation in your plans. Being overweighted [...]
Nuclear Family Financial Models, Extended Family Realities
Look at this picture of the silver-haired couple. It is a stock photo, one that could be used as the advertising background for any number of products or services. But since this is a newsletter about personal financial issues, what topic is most likely associated with this image? Can you [...]
Disability Insurance for Physicians: Special Programs For Medical Residents and Fellows
Disability Insurance for Physicians : Special Programs For Medical Residents and Fellows By Joe Capone, LUTCF and Rick Warren, MBA As a physician, you have invested massive amounts of time and money in your specialty. That’s why you need to know your income will be protected if you become sick or injured and unable/limited to [...]
Disability Insurance for Physicians: Something To Consider While In Residency or Fellowship
Disability Insurance for Physicians: Something To Consider While In Residency or Fellowship By Joe Capone, LUTCF and Rick Warren, MBA You wake up, still tired from yesterday, and get ready for your shift. It’s the last year of your residency and you are really looking forward to a fellowship. Depending on the opportunity, you could [...]
Disability Insurance for Physicians : What You Should Know
Disability Insurance for Physicians : What You Should Know By Joe Capone, LUTCF and Rick Warren, MBA Would you ever consider scrimping on your malpractice insurance—buying a cheaper policy to save money—or one-size-fits-all coverage to save time? Probably not, because most physicians know that a solid malpractice policy is a vital part of practicing medicine today. [...]
OmniMed Financial – Financial advice for doctors
Financial, Personal, and Professional advice for doctors Mission Statement – We help physicians, dentists, business owners, and other professionals to plan for today and tomorrow, managing current business and personal finances in the most tax-effective fashion possible while implementing plans to ensure that long-term goals are attained. No matter what the topic, Omnimed provides financial [...]
Services
OmniMed Financial & Insurance assists individuals, their families, and business owners in gaining control of their financial futures. We will analyze the broad scope of your life situation and create a unified plan designed to not only meet your needs but also fulfill your dreams. Individual, Family, and Business-Owner Planning Services include: Family Security Estate [...]
