Disability Insurance for Physicians / Insurance for Doctors
Extended Family Issue: Financing Independent Living Arrangements As they have at every juncture in their lives, the demographics of the American Baby Boom generation are once again changing cultural norms. This time, the change is a “silver tsunami” encapsulated in the term “Senior Living.” Generally classified as the population born between 1946 and 1964, [...]
THE BEST FINANCIAL STRATEGY: IT’S ALL ABOUT INCOME So many choices, so many voices, so little clarity 21s century technology offers infinite financial possibilities. With a single click from their home computers, individuals can buy shares on a foreign exchange, get competitive quotes for insurance, analyze years of financial data, receive up-to-the-minute reports or [...]
In the Internet age, it’s easy for everyone to have a voice, but only a few people have figured out how to get paid for speaking. Those brilliant postings on politics, incisive critiques of entertainment, passionate rants about your favorite sports teams, or hilarious links to stupid human tricks may be great outlets for [...]
MEGA MILLIONS WINNERS TAKE THE LUMP-SUM (What do they know?) When three tickets matched all six numbers in the Friday, March 30, 2012, Mega Millions lottery drawing, the winners were faced with a wonderful dilemma: How to receive their portion of the record $656 million jackpot? A little background: The announced Mega Millions jackpot is [...]
Guest Post By Leonard Cohen, MBA - Forest Hills Financial Group On December 31, 1997 the Dow Jones Industrial Average (DJIA) closed at 11,497.12 points. On December 31, 2010 the Dow Jones Industrial Average closed at 11,577.51 points. If you are watching the DJIA today, you can see that this widely used index has not gained much [...]
“Will your retirement income last as long as you do?” – 2011 TIAA-CREF bulletin “Retirement: Make your savings last as long as you do” – USA Today, December 12, 2011 “Make your nest egg last as long as you do” – Financial Finesse, October 12, 2011 What is this retirement voodoo that [...]
3.87 % 30-YR FIXED MORTGAGE 3.13% 15-YR FIXED MORTGAGE According to recent data from Freddie Mac, the federally-sponsored mortgage lending corporation, the average rate for a 30-year fixed mortgage dropped to a record-low 3.87% in February 2012. Rates for a 15-year fixed mortgage hit bottom in early March at 3.13%. Since then, the [...]
For many Americans, their most important financial decisions come at the end of their lives. They must decide when to retire, when to take Social Security, how to make retirement distributions, which Medicare supplemental insurance to buy, to keep the house or downsize, which investments to choose, how to update the will or establish a [...]
Look at this picture of the silver-haired couple. It is a stock photo, one that could be used as the advertising background for any number of products or services. But since this is a newsletter about personal financial issues, what topic is most likely associated with this image? Can you [...]
When it comes to money, the financial climate in which you grew up can have a life-long impact on your financial perceptions and behavior. The influence appears to be particularly strong if the financial events are extreme, such as those occurring in a boom or bust period and especially impactful [...]
